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Homeownership Program Application Recertification

Homeownership Program Application Recertification

The Homeownership Program applicant certification is valid for six months. The expiration date is listed on the certification letter received from the city. Prior to the end of this period, currently certified applicants may recertify for an additional six months.


Thirty (30) days prior to certification expiration date*

Applicants may start submitting materials for recertification. A list of required documents is below.

Fourteen (14) days prior to certification expiration date*

All applicable documents requested below need to be turned in by 5pm to maintain time earned toward the one-year preference in the selection process. Applicants are encouraged to turn in documents before this date. If documents are received in advance there is the possibility a coordinator will have time to look through what has been submitted before this deadline. If documents are missing there still may be time to get them in. This could preserve one's time accrued toward the one year preference.

Certification expiration date*

If all recertification documents have not been received or a coordinator has not had sufficient time to complete the recertification process by this date, applicant may not enter selections or go under contract on a home until the recertification is complete.

Thirty (30) days after certification expiration date*

This is the end of recertification grace period. If all recertification materials have not been submitted, a new application will need to be completed to become certified for the program.

*Applicants should check their certification letter for exact dates related to their certification.


Recertification materials check list

Physical copies of recertification materials must be submitted. Use this checklist to provide documents for all household members age 18 or older:
Recertification materials check list pdf


  • The most recent pay stub for each household job that lists year-to-date gross totals. If paystubs do not show gross amounts, then two full months of the most recent of paystubs need to be submitted. If paid every two weeks, this usually means we need five pay stubs.
  • If self-employed, a year-to-date profit and loss statement and an estimate of revenues and expenses for the next 12 months. The estimate should include an explanation of how the projection was developed (i.e. I have two new contracts in the next twelve months which I expect will increase my income by 5%.)
  • If collecting retirement benefits, submit current social security, retirement and/or pension statements that include monthly and/or annual distribution amounts.
  • If collecting other types of income (disability income, worker's compensation, unemployment, insurance/annuity payments, alimony/maintenance/child support, gift income, etc.) include current statements or documentation to verify the amount of this income.
  • If required to file personal or business taxes since the last certification, include the most recent federal tax return. Include all pages and schedules, W-2s, 1099s, filing statements, and/or extension.


  • Most recent 6 months of checking account statements (all household accounts, all business accounts, all pages).
  • Most recent savings statements (all household accounts, all business accounts, all pages).
  • Most recent retirement (IRA, 401(k), 403 (b), etc.) statements (all household accounts, all pages).
  • Most recent statements or letter establishing value for other financial assets (investment accounts, trust funds, life insurance, annuities, down payment gift, etc.).
  • If a current home owner or owner of other property, the most recent mortgage statement with outstanding principal listed and a current valuation for the home.

Loan Eligibility

  • Current preapproval letter issued within 30 days of current homeownership program certification expiration.
  • Loan application issued within 30 days of current homeownership program certification expiration.

Household (Household changes may require additional documentation.)

  • Changes to household size: An explanation of the increase or decrease in household members.
  • Change of contact information: Current residential address, phone number(s), and email.
  • If a member of the household turned 18 since the last certification, their income and asset documents must be submitted with the recertification.
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