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Realtor Guide to Affordable Homeownership Opportunities

Realtor Guide to Affordable Homeownership Opportunities

Realtors® work with both buyers and sellers in the affordable homeownership program, most for a reduced commission of 1.25%. The majority of our program participants are first-time home buyers, so your expertise and support is greatly valued.

Differences Between Our Program and an Open Market Sale

Buying and selling a home that is part of the Homeworks program is similar to most  real estate transactions. However there are a few differences that are highlighted below. We have have developed a Realtor Program Guide to provide you with more details about buying and selling through our program (see the link on the right side of this page).


The maximum resale price is calculated by the city. The home cannot sell for more than this price, but it can sell for less. Other concessions (closing costs, repairs, etc) can be negotiated.


The maximum resale price calculation usually includes a 2.5% realtor commission to be split between the seller's and buyer’s agent. Your client may offer a higher commisssion if they wish, but they will be responsible for any payment higher than 1.25%.

Open marketing period and fair selection process

A newly listed home must go through a 30 day open marketing period. During this time interested buyers look at the property, complete eligibility certification if still needed, and notify the city of their interest in buying the property. At the end of the 30 days the city coordinates a fair selection process from among the qualified buyers that have expressed interest in the property. The household in first position is given 24 hours to submit a contract to the buyer and their agent.


The city will request a copy of the buyer's inspection. We may require the seller to fix items if we believe they fall under the covenant requirements that the owner agreed to when they purchased the home. The city’s request does not limit a buyer's ability to ask for corrections to inspection items outside of the city's requirements.

Realtor Referral list

We maintain a list of realtors on our website who are interested in working our buyers and sellers. Many buyers and sellers refer to this list. If you would like to be added to this list, please attend one of our monthly orientation sessions, then send your request and contact information to .



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