You will receive an email, with a link to the application, from program staff when it is your turn to apply. Invitations to apply are sent each Friday.
Many households are interested in the affordable homeownership programs. This application wait list is used to help balance this demand and staff capacity.
Each week some households from the wait list are invited to apply. Use the form below to join the application wait list. You can also join the wait list by calling 303-441-3157.
Frequently Asked Questions
The wait time can change throughout the year. Often the wait is longer in the spring and summer. Sometimes households are invited to apply within a week, sometimes it takes two months or more.
If you have NOT received your invitation to apply after eight weeks, you can email homeownership@bouldercolorado.gov or call 303-441-3157 for an update.
There are many things to work on while waiting to receive your invitation to apply. You can:
- Complete the required classes. Learn more on the Homebuyer Education webpage.
- Homeownership Program Orientation Video. This must be completed before submitting an application.
- CHFA Approved Homebuyer Education Class. This must be completed before entering the Fair Selection Process for a home.
- Gather the information needed for the application. Visit the Application and Recertification Support webpage to learn more.
- Contact a lender. A loan pre-approval letter and a loan application or credit report are needed for the application. Visit the Application and Recertification Support webpage to learn more.
Working with a real estate agent is not required, however it is recommended. Agents can help you look at homes, write a contract and help with negotiations.
Typically, buyer’s agent fees are paid for out of the seller’s proceeds, with no direct fee to buyers.
To find an agent you can ask family and friends, they may recommend someone they have worked with. If you have additional questions, please reach out to program staff.
Most households need a lender. Only retired or disabled households that are paying in full for the home do not need a lender.
Lenders provide the loan needed to buy a home. Lenders can help determine how much a buyer can afford, estimate monthly payments, estimate closing costs and help evaluate different loan products. It’s good to shop around.
The program does not allow loans from family or friends, loans must be from institutional lenders.
To find a lender you can ask family and friends, they may recommend someone they have worked with, or work with a lender from your bank or credit union. If you have additional questions, please reach out to program staff.