Complete copies of the following documents, if applicable to a household member, must be submitted. The homeownership programs do not return originals. Additionally:
- Applicants may blacken out social security numbers and all but the last four numbers of accounts.
- Do not email these documents as they contain confidential information. Email is not a secure way to send confidential information.
- If you're unable to send documents via secure link please contact the program for a secure upload folder.
The list below contains internet links to additional information and forms and applicants will need access to the internet to view this information. If an applicant does not have access to the internet, please contact the program for assistance.
Assets Information Needed from All Applicants
Provide the most recent full statement for all assets, including the interest rate. Account information printed from online accounts portals is acceptable if it includes the account number, account holder’s name, and a running balance with dates. Following is a list of the most common accounts which applicants need to include:
- Checking Accounts - Six months of most recent statements required. Deposit explanations are required. Please label any deposits over $50 that are not payroll deposits or account transfers. This is used to document no additional income.
- Savings Accounts
- Money Market Accounts
- Health Saving Account (HSA)
- Trust Funds
- Cryptocurrency Accounts
- Investment Accounts – stocks, bonds, mutual funds
- Retirement Accounts – IRA, 401k/403b, annuities, pensions (quarterly statements ok)
- Life Insurance with cash-out value
- If any household member is beneficiary of a trust, provide a copy of the trust documents
If Employed by a Company or Organization (Full- or Part-Time)
Employment verification is required for every job a household member has. Required documents include:
If There is Self-Employment Income (Full- or Part-time)
Other Income Sources
Verification of all other sources of income. This may include award letters and/or statements from some of the following:
- Social Security
- Social Security Disability
- Private disability insurance payments
- Pension statements
- Annuity statements
- Income from retirement
- VA Benefits
- Military pay
- Unemployment compensation
- Worker’s compensation
- TANF
- Child support
- Alimony/Maintenance
- Investment income
- Gift income (letter from the gift giver with the estimated monthly amount, explanation that there is no expectation of repayment, and the gift giver’s relationship to the applicant).
- If required to file personal taxes since the last certification, provide complete copies of the most recent federal tax returns (list of tax documents to include).
- If new W2s have been received since the last certification, please provide copies.
Out-of-pocket child care or medical expenses
Sometimes these expenses can be used to reduce income.
- If child care expenses are incurred in order to work, please provide a copy of the Verification of Child Care Form completed by the care provider.
- For elderly or disabled applicants, if there are medical expenses greater than 3% of the household’s gross income, please provide a copy of the Verification of Medical Expense Form completed by the care provider.